There are many ponds in the Fort Collins area that hold LMB, crappie, bluegill, catfish and carp (Riverbend, Prospect Ponds, North Shields Pond, Mcmurry Ponds, Dixion Reservior, Kingfisher Ponds) These are all open to canoes, pontoons, and belly boats. Watson Lake is in Bellvue, slightly north of FTC and has trout, smallmouth, and sauger. It is belly boats only. I believe Lon Hagler (south of Loveland) is wakeless as are some of the other small ponds and lakes in Loveland but I'm less familiar with those.